Coles just gave Flybuys a major shake-up that lets shoppers wipe their final figure during checkout. Paying straight with points now shaves the bill by up to your full total, no paper slips or vouchers. This swap needs the standard 20K entry fee. Coles insists the move will push its points value sky-high. Rivals on the high street now face sharper contest . The shift follows Flybuys lowering rules on how and when to spend .