Mortgage Applications in Spain: Top Nationalities
New data from Idealista, a leading Spanish property website, reveals the nationalities applying for the most mortgages in Spain.
According to the latest figures, German nationals take the top spot, accounting for 17.1 percent of foreign mortgages in Spain in the third quarter of 2025.
Top 10 Nationalities Applying for Mortgages in Spain
- German nationals: 17.1 percent
- British applicants: 13.7 percent
- French and Swiss: 8.7 percent
- Dutch: 8.3 percent
- US nationals: 5.1 percent
- Belgians: 4.2 percent
- Irish: 4.1 percent
- Swedes: 2.6 percent
- Italians: 1.9 percent
Foreigners accounted for just 3 percent of total mortgages in Spain.
Author's summary: Germans lead mortgage applications in Spain.