MoMo's CEO Shaibu Haruna urges balanced regulation for digital finance growth
Ghana’s financial technology industry has reached a decisive moment where regulation must evolve in tandem with innovation to ensure that new digital financial products foster economic growth while safeguarding consumers, according to Shaibu Haruna, CEO of MobileMoney Ltd.
the country’s fintech ecosystem had grown rapidly, but its sustainability depended on maintaining a fine balance between innovation and financial integrity.
Speaking at the 2025 Fintech Stakeholder Forum, Mr Haruna noted that while mobile money and digital credit platforms have revolutionised access to finance, many Ghanaians remain hesitant to engage fully due to fears of fraud, data breaches, and the misuse of personal information.
Author's summary: CEO urges balanced regulation for digital finance growth.
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